Discover the advantages, options and functionalities of the Nubank Card, the digital card that has already won over millions of Brazilians!
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The Nubank Card is one of Brazilians' favourite options, renowned for its annual fee exemption, practical and transparent management fully integrated with the app.
It stands out for offering a modern, accessible and simplified experience, revolutionising the way users manage their finances.
In addition to financial control via the app, the card offers benefits such as the Nubank Rewards programme and Ultravioleta, with cashback and exclusive advantages for different profiles.
With Mastercard, the Nubank Card is accepted internationally, guaranteeing flexibility for purchases and transactions anywhere in the world.
Whether you're looking for savings with no fees or a premium experience with differentiated benefits, Nubank combines innovation, convenience and accessibility, making it the ideal choice for transforming financial management.
Nubank: Simplicity and Digital Control
- Annual fee: Zero.
- Advantages: Complete management via the app, attractive cashback and optional rewards programme.
- Differential: Easy approval and fast, efficient customer service.
- Cashback: It offers a competitive rate of return.
Disclaimer: You will go to the Bank's website.
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Advantages of the Nubank Card
O Nubank Card is known for offering a number of advantages that make it a popular choice among Brazilians. Check out the main benefits:
- Exemption from annual membership fees: The Standard Nubank Card has no annual fees, ideal for those looking to save money.
- Cashback on Ultraviolet: It offers 1% cashback on all purchases, with automatic return, making it attractive for those who use the card frequently.
- Nubank Rewards Programme: Accumulate points that never expire and use them to "erase" expenses from your bill, such as airline tickets, restaurants and streaming subscriptions.
- Complete control via the App: Management is completely digital, allowing you to monitor invoices, adjust limits and make payments directly from the app.
- Contactless technology: Make proximity payments quickly and conveniently, ideal for everyday purchases.
- Mastercard Black benefits: In the Ultraviolet version, customers have access to travel insurance, purchase protection and VIP lounges at airports.
Disadvantages of the Nubank Card
Despite its benefits, the card has some limitations:
- Fee for Credit Withdrawals: Using the credit function for withdrawals entails additional costs, which can be a negative point for some users.
- Ultraviolet annuity: The premium version costs R$ 49 per month, with an exemption only for those who spend over R$ 5,000 per month or have investments of over R$ 150,000 in Nubank.
- Credit Under Analysis function: Not all customers receive immediate approval for the credit function, which can be an inconvenience.
Nubank Card types
| Modality | Standard Nubank Card | Nubank Ultraviolet Card |
|---|---|---|
| Annuity | Free of charge | R$ 49/month (exemption with minimal expenditure or investment) |
| Benefits | Nubank Rewards (optional), debit and credit function, control via the app | 1% cashback with yield at 200% of CDI, Mastercard Black, metal design |
| Client Profile | Users who prioritise economy and digital control | Premium clients looking for exclusivity, international advantages and financial return |
How does the Nubank Card work?
The Nubank Card is managed entirely through the app, available for Android and iOS. All functions, such as credit limit, invoices and card blocking, are accessible with a few taps. Customers can use it for both debit and credit, depending on their profile analysis.
The card is accepted internationally under the Mastercard banner and includes contactless payment technology, which makes everyday purchases easier.
Nubank Rewards Programme
Nubank Rewards is an option for those who want to take advantage of a hassle-free points programme. Each real spent equals one point, and the points can be used to eliminate expenses from the bill, such as airline tickets, dinners and streaming services.
Main benefits:
- Points never expire.
- Subscribing to the programme is optional and comes at a monthly or annual cost.
Nubank Card General Features
| Features | Description |
|---|---|
| Flag | Mastercard (Standard and Black) |
| Cover | National and international |
| Annuity | Free (Standard) and R$ 49/month (Ultraviolet, with the possibility of exemption) |
| Technology | Contactless payment |
| Management | Fully digital via the app |
| Withdrawals | Available on the Banco24Horas network (with fee for credit function) |
How to Apply for a Nubank Card?
Applying for a Nubank Card is simple and done directly through the app.
- Download the Nubank app from the Play Store or App Store.
- Create your account by entering your personal details such as CPF, ID and address.
- Apply for a card and wait for the credit analysis.
- If approved, the card will be sent to the registered address.
The process is quick, and the app's complete control makes the experience intuitive and efficient.
With options ranging from savings with the standard card to the exclusivity of Ultraviolet, Nubank is an excellent alternative for those looking for practicality, innovation and financial control in a single product.
Nubank+ Programme: An Exclusive Experience
Nubank+ is a special programme aimed at customers who want to make the most of their Nubank card's features, whether in debit or credit. It was created to cater for those who use the card frequently, offering exclusive advantages and extended benefits.
With Nubank+, customers have access to resources such as better instalment conditions, events and unique experiences, as well as a more robust rewards programme, which expands the possibilities for using the points accumulated. The aim is to reward the most engaged customers, making the use of the card even more advantageous on a daily basis.
How Nubank+ works
The Nubank+ programme offers benefits that evolve as you use the card. The main features available include:
- Personalised instalments: Nubank+ customers have access to reduced rates and longer terms to pay for their purchases in instalments, giving them more financial flexibility.
- Exclusive Experiences: Invitations to cultural events, concerts, launches and festivals organised by Nubank and partners.
- Advanced Rewards: The Rewards points programme gains more options for exchange, including services, products and additional credits.
- Personalised Offers: Exclusive discounts, promotions and cashback in partner shops, created for members of the programme.
- Priority service: Faster and more efficient customer support, with priority in the event of queries or requests.
Why choose Nubank+?
| Benefits | Description |
|---|---|
| Exclusive instalments | Differentiated conditions for splitting purchases with lower rates and longer terms. |
| Expanded Rewards | More options for exchanging accumulated points, including credits and exclusive products. |
| Events and Partnerships | Access to unique experiences and exclusive promotions in partner establishments. |
| Premium Support | Faster and more efficient customer service, guaranteeing agility in demands. |
How to Join Nubank+
Joining the Nubank+ programme is simple and can be done directly in the Nubank app. Interested customers should access the corresponding option in the menu and follow the instructions to activate the programme.
In some cases, additional benefits are released gradually, depending on how much you use the card and how loyal you are to the bank. So the more you use it, the more benefits you can unlock.
By joining Nubank+, customers transform the way they interact with the bank, enjoying exclusive benefits and greater financial flexibility.
Final considerations
- Practicality and economy: The Nubank Card is ideal for those looking for a practical, economical and efficient financial solution in one place.
- Modalities for Different Profiles:
- A standard mode offers a card with no annual fee and easy management via the app, perfect for those who want to save money.
- O Ultraviolet card is aimed at premium customers, with cashback of 1% and exclusive benefits such as Mastercard Black.
- Full control via the app: The Nubank app has an intuitive interface that allows you to manage limits, spending and invoices quickly and conveniently.
- Extra Benefits: The Nubank Rewards programme and the Ultraviolet cashback option add value for customers who want to maximise the return on their transactions.
- Personalised option: Whether for those who prioritise no fees or those looking for premium advantages, the Nubank Card is a versatile choice that meets different needs.
Nubank Card FAQ
01. How do I unblock my Nubank Card?
Unblocking is carried out directly via the Nubank app as soon as the physical card is received.
02. Can I use my Nubank Card for international purchases?
Yes, the Nubank Card has international coverage and can be used in any establishment that accepts the Mastercard flag.
03. Does the Nubank Card have an annual fee?
The Standard Nubank Card has no annual fee. The Nubank Ultraviolet Card has an annual fee of R$ 49 per month, which can be waived if the customer spends at least R$ 5,000 per month or holds investments of R$ 150,000 or more.
04. How do I increase my Nubank Card limit?
You can request a limit increase directly in the Nubank app, where the bank carries out a new credit analysis.
05. Does the Nubank Card offer cashback?
Yes, the Nubank Ultraviolet Card offers 1% of cashback on all purchases, with automatic yield at 200% of the CDI.
Want to know more?
Access the Nubank app or visit the official website to find out all the details and benefits of the card!
